Cardinal Rule Insurance

Principle Broker – Clay Ross | A Cardinal Rule is defined as a fundamental rule, upon which other matters hinge. At Cardinal Rule Insurance, that means first we listen to our clients’ wants and needs. We offer Health Insurance Plans for Individuals on and off of the ACA Marketplace, Dental, Vision, Life, Accident, Hospital Indemnity, Cancer, Heart, Major Medical, and Worksite Benefits for businesses as small as two and as large as 10,000. Medicare Supplement, Medicare Advantage, Part D plans, Long Term Care, and Annuities. 

Principle Broker – Clay Ross | A Cardinal Rule is defined as a fundamental rule, upon which other matters hinge. At Cardinal Rule Insurance, that means first we listen to our clients’ wants and needs. We offer Health Insurance Plans for Individuals on and off of the ACA Marketplace, Dental, Vision, Life, Accident, Hospital Indemnity, Cancer, Heart, Major Medical, and Worksite Benefits for businesses as small as two and as large as 10,000. Medicare Supplement, Medicare Advantage, Part D plans, Long Term Care, and Annuities. 

Our Products

We strive to be a source of knowledge and a voice you can trust in a complicated marketplace. We are partnered with dozens of major insurance companies including Blue Cross Blue Shield, Community Care, United Healthcare, Humana, Aetna, Medica, Mutual of Omaha, Cigna, and many more insurance companies so that we can truly work in our clients best interest because we work for you, not the insurance company.

Medicare Advantage

Medicare Advantage plans provide Medicare benefits through a private-sector health insurer. It takes the place of Original Medicare.

Medicare Supplements

Also known as Medigap, these are private health insurance plans sold to fill the gaps in Original Medicare. There is no network requirement.

Medicare Part D

Medicare prescription drug plans help Medicare beneficiaries pay for self-administered prescription drugs through PDP premiums.

Group Health & Benefits

We can help you offer your employees the best coverage possible. Schedule a free appointment today and let’s start a relationship!

Individual Health Insurance

Whether you are looking for on/off-exchange ACA or Short Term Plans, let’s schedule an appointment and find the best coverage for you.

Dental, Vision, Hearing

We can help lower your dental & vision costs with dental, vision hearing insurance. This includes coverage for exams, cleanings, and more. 

Client Testimonials

Great service. Fast, Friendly and made it so much easier for me. I lost my work coverage that my company was paying $600 a month for. Now I pay $15 and have better coverage. Way to go guys!

Melissa

Clay helped me get insurance through my job and then after I was laid off due to COVID, he helped me get affordable coverage until I get rehired.

Geoff

They helped our company save nearly 30% on health insurance offering a much better plan and richer benefits. I would recommend Clay to anyone needing help.

Brandi

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Our Blog

Welcome to My Blog

Hi there! I am excited to announce that I have a new website and blog where I will be keeping you updated with regular content. Thanks for reading and I look forward to connecting!

Get in Touch

Call Us

(918) 293-8613

Text Us

(918) 293-8613

Email Us

clay@cardinalruleinsurance.com